Feature Modules
Every Tool You Need for Cashflow Intelligence
Six core modules work together to extract, analyze, score, and report on bank statement data with AI-powered precision.
Trace
DataIQ
DataIQ
AI Extraction
MCA Positions
Renewals
Modifications
Payoffs
Fraud Detection
ID Verification
UW Reports
Classification
Industry Match
Risk Scoring
API & SSO
1AI Cashflow Engine
Deep analysis of daily, weekly, and monthly cashflow patterns with AI-powered scoring.
Daily average balance tracking
NSF/overdraft frequency detection
Net cashflow velocity scoring
Revenue stability metrics
2Fraud Detection
Identify balance inconsistencies, missing transaction days, and suspicious patterns.
Balance reconciliation checks
Missing day detection
Duplicate transaction flagging
Unusual activity alerts
3Industry Validity
Compare deposit and expense patterns against the claimed industry type.
SIC/NAICS behavioral matching
Deposit pattern analysis
Industry benchmark comparison
Mismatch severity scoring
4MCA/Term Loan & Debt Detection
Automatically detect MCA/Term Loan stacking, gambling activity, and line of credit draws.
Daily/weekly debit pattern detection
Known MCA/Term Loan vendor identification
Gambling vendor flagging
LOC draw pattern recognition
5Smart Categorization
AI-powered vendor classification with real-time enrichment and canonical name lookup.
Vendor name normalization
MCC code inference
Category confidence scoring
Cross-tenant vendor matching
6Branded Statement Generator
Create white-label PDF statements with your branding from verified transaction data.
Custom logo and colors
Verified data watermark
Transaction summary tables
Downloadable and shareable
Platform Performance
Real numbers from production usage
2.8M+
Statements Processed
99.2%
Extraction Accuracy
< 60s
Avg Processing Time
500+
Active Lenders